SWIFT/BIC code SPORNL21XXX

SPORNL21XXX belongs to Spoorwegpensioenfonds in Utrecht, Netherlands.

SPORNL21XXX

Code details

SWIFT/BIC codeSPORNL21XXX
8-character codeSPORNL21
Branch codeXXX
BankSpoorwegpensioenfonds
BranchHead office
CityUtrecht
CountryNetherlands

How the Spoorwegpensioenfonds SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SPOR Bank code
4 letters that identify the bank.
NL Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution uses SWIFT code SPORNL21XXX?

SPORNL21XXX is the SWIFT/BIC code of the headquarters of Spoorwegpensioenfonds in Utrecht, Netherlands. It is the code to use when a payment to Spoorwegpensioenfonds does not need a specific branch.

What does each part of SPORNL21XXX stand for?

SPOR is the bank code of Spoorwegpensioenfonds, NL is the ISO code of Netherlands, 21 is the location code and XXX means the main office.

Does Spoorwegpensioenfonds have a single SWIFT/BIC code?

Yes – SPORNL21XXX is the single SWIFT/BIC code we have for Spoorwegpensioenfonds in Netherlands, so you do not need to pick a branch code.

What happens if I use SPORNL21XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check SPORNL21XXX with the recipient before you confirm.

What is the cheapest way to send money to Spoorwegpensioenfonds in Netherlands?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Do I need SPORNL21XXX to send euros to Netherlands?

Netherlands belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need SPORNL21XXX.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.