SWIFT/BIC code SPSCAT22XXX
SPSCAT22XXX belongs to Sparkasse Schwaz AG in Schwaz, Austria.
Code details
| SWIFT/BIC code | SPSCAT22XXX |
|---|---|
| 8-character code | SPSCAT22 |
| Branch code | XXX |
| Bank | Sparkasse Schwaz AG |
| Branch | Head office |
| City | Schwaz |
| Country | Austria |
The way the Sparkasse Schwaz AG SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPSC Bank code
- 4 letters that identify the bank.
- AT Country code
- 2 letters for the country (ISO 3166).
- 22 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind BIC SPSCAT22XXX?
The code SPSCAT22XXX belongs to the head office of Sparkasse Schwaz AG in Schwaz, Austria. It is the code to use when a payment to Sparkasse Schwaz AG does not need a specific branch.
Are SPSCAT22 and SPSCAT22XXX the same SWIFT code?
Yes, they are. SPSCAT22 is the short version of SPSCAT22XXX. The XXX at the end only means head office, so either version routes your payment to Sparkasse Schwaz AG in Schwaz.
Do I need SPSCAT22XXX to send euros to Austria?
Austria belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need SPSCAT22XXX.
How long does it take to send money to Sparkasse Schwaz AG?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
What do the letters in SPSCAT22XXX stand for?
SPSC is the institution code of Sparkasse Schwaz AG, AT is the ISO code of Austria, 22 is the code for the city or region and XXX marks the head office.
Does Sparkasse Schwaz AG use a single SWIFT/BIC code?
Yes, SPSCAT22XXX is the only SWIFT/BIC code listed for Sparkasse Schwaz AG in Austria, so you do not need to pick a branch code.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.