SWIFT/BIC code SPSPAT21XXX

SPSPAT21XXX belongs to Sparkasse Niederoesterreich Mitte West AG in St. Poelten, Austria.

SPSPAT21XXX

Code details

SWIFT/BIC codeSPSPAT21XXX
8-character codeSPSPAT21
Branch codeXXX
BankSparkasse Niederoesterreich Mitte West AG
BranchHead office
CitySt. Poelten
CountryAustria

The way the Sparkasse Niederoesterreich Mitte West AG SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

SPSP Bank code
4 letters that identify the bank.
AT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution uses SWIFT code SPSPAT21XXX?

SPSPAT21XXX is the SWIFT/BIC code of the head office of Sparkasse Niederoesterreich Mitte West AG in St. Poelten, Austria. It is the code to use when a payment to Sparkasse Niederoesterreich Mitte West AG does not need a specific branch.

What is the best way to send money to Sparkasse Niederoesterreich Mitte West AG?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send.

Does Sparkasse Niederoesterreich Mitte West AG have only one SWIFT/BIC code?

Yes, SPSPAT21XXX is the only SWIFT/BIC code we have for Sparkasse Niederoesterreich Mitte West AG in Austria, so there is no branch code to choose.

Is SPSPAT21 and SPSPAT21XXX the same code?

Yes, they are. SPSPAT21 is the 8-character version of SPSPAT21XXX. XXX simply refers to the head office, so either version routes your payment to Sparkasse Niederoesterreich Mitte West AG in St. Poelten.

How long does it take to send money to Sparkasse Niederoesterreich Mitte West AG in Austria?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need SPSPAT21XXX to send euros to Austria?

Austria is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need SPSPAT21XXX.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.