SWIFT/BIC code SPUNDE21XXX
SPUNDE21XXX belongs to Sparda-Bank Muenster EG in Osnabrueck, Germany.
Code details
| SWIFT/BIC code | SPUNDE21XXX |
|---|---|
| 8-character code | SPUNDE21 |
| Branch code | XXX |
| Bank | Sparda-Bank Muenster EG |
| Branch | Head office |
| City | Osnabrueck |
| Country | Germany |
The way the Sparda-Bank Muenster EG SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPUN Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT code SPUNDE21XXX?
SPUNDE21XXX is the SWIFT/BIC code of the head office of Sparda-Bank Muenster EG in Osnabrueck, Germany. It is the code to use when you send money to an account at Sparda-Bank Muenster EG.
What is the cheapest way to send money to Sparda-Bank Muenster EG?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
Is SPUNDE21 and SPUNDE21XXX the same SWIFT code?
Yes, they are. SPUNDE21 is the 8-character version of SPUNDE21XXX. XXX simply refers to the head office, so both will reach Sparda-Bank Muenster EG in Osnabrueck.
How long does it take to send money to Sparda-Bank Muenster EG?
Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Do I need SPUNDE21XXX for a euro transfer to Germany?
Germany belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need SPUNDE21XXX.
What do the letters in SPUNDE21XXX stand for?
SPUN is the bank code of Sparda-Bank Muenster EG, DE is the ISO code of Germany, 21 is the code for the city or region and XXX marks the main office.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.