SWIFT/BIC code SPWTCZ21XXX
SPWTCZ21XXX belongs to Waldviertler Sparkasse Bank AG in Jindrichuv Hradec, Czechia.
Code details
| SWIFT/BIC code | SPWTCZ21XXX |
|---|---|
| 8-character code | SPWTCZ21 |
| Branch code | XXX |
| Bank | Waldviertler Sparkasse Bank AG |
| Branch | Head office |
| City | Jindrichuv Hradec |
| Country | Czechia |
How the Waldviertler Sparkasse Bank AG SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SPWT Bank code
- 4 letters that identify the bank.
- CZ Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind BIC SPWTCZ21XXX?
SPWTCZ21XXX is the SWIFT/BIC code of the headquarters of Waldviertler Sparkasse Bank AG in Jindrichuv Hradec, Czechia. Use it when a payment to Waldviertler Sparkasse Bank AG does not need a specific branch.
What is the best way to send money to Waldviertler Sparkasse Bank AG in Czechia?
Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Czech Koruna with transfer services before you send – the difference can be large.
Are SPWTCZ21 and SPWTCZ21XXX the same code?
Yes, they are. SPWTCZ21 is the 8-character version of SPWTCZ21XXX. XXX simply refers to the head office, so both will reach Waldviertler Sparkasse Bank AG in Jindrichuv Hradec.
How long does a transfer to Waldviertler Sparkasse Bank AG take in Czechia?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Do I need SPWTCZ21XXX to send euros to Czechia?
Czechia belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need SPWTCZ21XXX.
What happens if I enter SPWTCZ21XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check SPWTCZ21XXX against the details from Waldviertler Sparkasse Bank AG before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.