SWIFT/BIC code SSKMDEMMXXX
SSKMDEMMXXX belongs to Stadtsparkasse Muenchen in Muenchen, Germany.
Code details
| SWIFT/BIC code | SSKMDEMMXXX |
|---|---|
| 8-character code | SSKMDEMM |
| Branch code | XXX |
| Bank | Stadtsparkasse Muenchen |
| Branch | Head office |
| City | Muenchen |
| Country | Germany |
The way the Stadtsparkasse Muenchen SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SSKM Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT/BIC code SSKMDEMMXXX?
The code SSKMDEMMXXX belongs to the headquarters of Stadtsparkasse Muenchen in Muenchen, Germany. Use it when a payment to Stadtsparkasse Muenchen does not need a specific branch.
What is the cheapest way to send money to Stadtsparkasse Muenchen?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.
What does each part of SSKMDEMMXXX mean?
SSKM is the bank code of Stadtsparkasse Muenchen, DE stands for Germany, MM is the location code and XXX means the main office.
Are SSKMDEMM and SSKMDEMMXXX the same code?
Yes. SSKMDEMM is the short version of SSKMDEMMXXX. XXX simply refers to the head office, so either version routes your payment to Stadtsparkasse Muenchen in Muenchen.
Do I need SSKMDEMMXXX to send euros to Germany?
Germany is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need SSKMDEMMXXX.
How long does a transfer to Stadtsparkasse Muenchen take?
SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.