SWIFT/BIC code SVBGGHACXXX
SVBGGHACXXX belongs to Sovereign Bank Limited in Accra, Ghana.
Code details
| SWIFT/BIC code | SVBGGHACXXX |
|---|---|
| 8-character code | SVBGGHAC |
| Branch code | XXX |
| Bank | Sovereign Bank Limited |
| Branch | Head office |
| City | Accra |
| Country | Ghana |
The way the Sovereign Bank Limited SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SVBG Bank code
- 4 letters that identify the bank.
- GH Country code
- 2 letters for the country (ISO 3166).
- AC Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC SVBGGHACXXX?
SVBGGHACXXX identifies the head office of Sovereign Bank Limited in Accra, Ghana. Use it when you send money to an account at Sovereign Bank Limited.
What is the cheapest way to send money to Sovereign Bank Limited?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Ghana with transfer services before you send – the difference can be large.
Is SVBGGHAC and SVBGGHACXXX the same SWIFT code?
Yes. SVBGGHAC is the 8-character version of SVBGGHACXXX. The XXX at the end only means head office, so either version routes your payment to Sovereign Bank Limited in Accra.
How long does it take to send money to Sovereign Bank Limited?
A SWIFT payment usually takes 1–5 business days, because of correspondent banks and time zones. Specialist transfer services are often faster and cheaper.
Does Sovereign Bank Limited have only one SWIFT/BIC code?
Yes, SVBGGHACXXX is the only SWIFT/BIC code we have for Sovereign Bank Limited in Ghana, so there is no branch code to choose.
What happens if I use SVBGGHACXXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check SVBGGHACXXX with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.