SWIFT/BIC code SVIZRUM1KCH
SVIZRUM1KCH belongs to Sviaz-Bank in Cherkessk, Russia.
Code details
| SWIFT/BIC code | SVIZRUM1KCH |
|---|---|
| 8-character code | SVIZRUM1 |
| Branch code | KCH |
| Bank | Sviaz-Bank |
| Branch | Severo-Kavkazskiy Branch |
| City | Cherkessk |
| Country | Russia |
How the Sviaz-Bank SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SVIZ Bank code
- 4 letters that identify the bank.
- RU Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- KCH Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC SVIZRUM1KCH?
SVIZRUM1KCH identifies Severo-Kavkazskiy Branch, a unit of Sviaz-Bank in Cherkessk, Russia. Use this branch code only when the recipient or their bank explicitly asks for it.
Can I use SVIZRUM1 instead of SVIZRUM1KCH?
SVIZRUM1 is the main office of Sviaz-Bank, while SVIZRUM1KCH is Severo-Kavkazskiy Branch. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention SVIZRUM1KCH.
How long does a transfer to Sviaz-Bank take in Russia?
A SWIFT payment typically takes 2–5 business days, because of correspondent banks and time zones. Specialist transfer services are often faster than a bank.
What do the letters in SVIZRUM1KCH stand for?
SVIZ is the bank code of Sviaz-Bank, RU is the ISO code of Russia, M1 is the code for the city or region and KCH is the code of the branch Severo-Kavkazskiy Branch.
Does Sviaz-Bank have other SWIFT/BIC codes?
Yes, we list 25 SWIFT/BIC codes for Sviaz-Bank in Russia. You can see them all on the bank page.
Which details do I need to send money to an account at Sviaz-Bank?
Have ready the SWIFT/BIC code SVIZRUM1KCH, the account number or IBAN of the recipientand the name of the account holder. Russia uses international SWIFT transfers, so always include the BIC.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.