SWIFT/BIC code SVIZRUM1VLK
SVIZRUM1VLK belongs to Sviaz-Bank in Vladikavkaz, Russia.
Code details
| SWIFT/BIC code | SVIZRUM1VLK |
|---|---|
| 8-character code | SVIZRUM1 |
| Branch code | VLK |
| Bank | Sviaz-Bank |
| Branch | Severo-Osetinskiy Branch |
| City | Vladikavkaz |
| Country | Russia |
The way the Sviaz-Bank SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- SVIZ Bank code
- 4 letters that identify the bank.
- RU Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- VLK Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code SVIZRUM1VLK?
SVIZRUM1VLK is the SWIFT/BIC code of Severo-Osetinskiy Branch, a branch or department of Sviaz-Bank in Vladikavkaz, Russia. Use this branch code only when the account is held at this specific branch.
What happens if I enter SVIZRUM1VLK with a typo?
The payment may be delayed, returned or charged extra fees. Always check SVIZRUM1VLK with the recipient before sending.
What is the cheapest way to send money to Sviaz-Bank?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Russia with specialist providers before you send.
What do the letters in SVIZRUM1VLK stand for?
SVIZ is the bank code of Sviaz-Bank, RU stands for Russia, M1 is the code for the city or region and VLK is the code of the department Severo-Osetinskiy Branch.
How long does it take to send money to Sviaz-Bank?
A SWIFT payment usually takes 2–5 business days, because of correspondent banks and time zones. Money transfer services are often quicker and cheaper.
Can I use SVIZRUM1 instead of SVIZRUM1VLK?
SVIZRUM1 is the main office of Sviaz-Bank, while SVIZRUM1VLK points to Severo-Osetinskiy Branch. For a normal transfer the head office code is usually fine, yet use SVIZRUM1VLK if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.