SWIFT/BIC code TEOSFI21XXX
TEOSFI21XXX belongs to Tervon Osuuspankki in Tervo, Finland.
Code details
| SWIFT/BIC code | TEOSFI21XXX |
|---|---|
| 8-character code | TEOSFI21 |
| Branch code | XXX |
| Bank | Tervon Osuuspankki |
| Branch | Head office |
| City | Tervo |
| Country | Finland |
How the Tervon Osuuspankki SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- TEOS Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code TEOSFI21XXX?
TEOSFI21XXX identifies the head office of Tervon Osuuspankki in Tervo, Finland. It is the code to use when a payment to Tervon Osuuspankki does not need a specific branch.
What happens if I use TEOSFI21XXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check TEOSFI21XXX with the recipient before sending.
Does Tervon Osuuspankki have a single SWIFT/BIC code?
Yes – TEOSFI21XXX is the single SWIFT/BIC code listed for Tervon Osuuspankki in Finland, so you do not need to pick a branch code.
Is TEOSFI21 and TEOSFI21XXX the same code?
Yes. TEOSFI21 is the 8-character version of TEOSFI21XXX. XXX simply refers to the head office, so both will reach Tervon Osuuspankki in Tervo.
How long does it take to send money to Tervon Osuuspankki in Finland?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Do I need TEOSFI21XXX to send euros to Finland?
Finland is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need TEOSFI21XXX.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.