SWIFT/BIC code TEOUFI21XXX

TEOUFI21XXX belongs to Tervolan Osuuspankki in Tervola, Finland.

TEOUFI21XXX

Code details

SWIFT/BIC codeTEOUFI21XXX
8-character codeTEOUFI21
Branch codeXXX
BankTervolan Osuuspankki
BranchHead office
CityTervola
CountryFinland

The way the Tervolan Osuuspankki SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

TEOU Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code TEOUFI21XXX?

The code TEOUFI21XXX belongs to the headquarters of Tervolan Osuuspankki in Tervola, Finland. Use it when you send money to an account at Tervolan Osuuspankki.

Is TEOUFI21 and TEOUFI21XXX the same code?

Yes, they are. TEOUFI21 is the 8-character version of TEOUFI21XXX. The XXX at the end only means head office, so either version will reach Tervolan Osuuspankki in Tervola.

Do I need TEOUFI21XXX for a euro transfer to Finland?

Finland belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need TEOUFI21XXX.

How long does a transfer to Tervolan Osuuspankki take in Finland?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What does each part of TEOUFI21XXX stand for?

TEOU is the bank code of Tervolan Osuuspankki, FI is the ISO code of Finland, 21 is the location code and XXX means the main office.

What happens if I enter TEOUFI21XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Always check TEOUFI21XXX against the details from Tervolan Osuuspankki before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.