SWIFT/BIC code UCJAES2MGAR
UCJAES2MGAR belongs to Unicaja Banco, S.A. in Madrid, Spain.
Code details
| SWIFT/BIC code | UCJAES2MGAR |
|---|---|
| 8-character code | UCJAES2M |
| Branch code | GAR |
| Bank | Unicaja Banco, S.A. |
| Branch | Cta Garantia |
| City | Madrid |
| Country | Spain |
How the Unicaja Banco, S.A. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UCJA Bank code
- 4 letters that identify the bank.
- ES Country code
- 2 letters for the country (ISO 3166).
- 2M Location code
- 2 characters for the city or region of the head office.
- GAR Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code UCJAES2MGAR?
UCJAES2MGAR is the SWIFT/BIC code of Cta Garantia, a branch or department of Unicaja Banco, S.A. in Madrid, Spain. Only use it if the recipient or their bank explicitly asks for it.
What is the cheapest way to send money to Unicaja Banco, S.A. in Spain?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.
What do the letters in UCJAES2MGAR mean?
UCJA is the institution code of Unicaja Banco, S.A., ES is the ISO code of Spain, 2M is the code for the city or region and GAR is the code of the department Cta Garantia.
What happens if I use UCJAES2MGAR incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check UCJAES2MGAR with the recipient before sending.
Does Unicaja Banco, S.A. have other SWIFT/BIC codes?
Yes – we list 2 SWIFT/BIC codes for Unicaja Banco, S.A. in Spain. You can see them all on the bank page.
How long does it take to send money to Unicaja Banco, S.A.?
SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.