SWIFT/BIC code UGBIROBUXXX

UGBIROBUXXX belongs to Garanti Bank S.A. in Bucharest, Romania.

UGBIROBUXXX

Code details

SWIFT/BIC codeUGBIROBUXXX
8-character codeUGBIROBU
Branch codeXXX
BankGaranti Bank S.A.
BranchHead office
CityBucharest
CountryRomania

The way the Garanti Bank S.A. SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UGBI Bank code
4 letters that identify the bank.
RO Country code
2 letters for the country (ISO 3166).
BU Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code UGBIROBUXXX?

UGBIROBUXXX identifies the head office of Garanti Bank S.A. in Bucharest, Romania. Use it when a payment to Garanti Bank S.A. does not need a specific branch.

Does Garanti Bank S.A. use a single SWIFT/BIC code?

Yes, UGBIROBUXXX is the single SWIFT/BIC code listed for Garanti Bank S.A. in Romania, so you do not need to pick a branch code.

What happens if I use UGBIROBUXXX incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check UGBIROBUXXX against the details from Garanti Bank S.A. before sending.

Are UGBIROBU and UGBIROBUXXX the same SWIFT code?

Yes, they are. UGBIROBU is the 8-character version of UGBIROBUXXX. The XXX at the end only means head office, so both routes your payment to Garanti Bank S.A. in Bucharest.

Do I need UGBIROBUXXX to send euros to Romania?

Romania belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you still need UGBIROBUXXX.

How long does a transfer to Garanti Bank S.A. take in Romania?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.