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SWIFT/BIC code UNCRITM1023

UNCRITM1023 belongs to Unicredit SPA in Cazzago San Martino, Italy.

UNCRITM1023

Code details

SWIFT/BIC codeUNCRITM1023
8-character codeUNCRITM1
Branch code023
BankUnicredit SPA
BranchCazzago San Martino
CityCazzago San Martino
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
023 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM1023?

The code UNCRITM1023 belongs to Cazzago San Martino, a unit of Unicredit SPA in Cazzago San Martino, Italy. Only use it if the account is held at this specific branch.

Can I use UNCRITM1 instead of UNCRITM1023?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1023 points to Cazzago San Martino. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention UNCRITM1023.

What happens if I enter UNCRITM1023 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1023 with the recipient before sending.

Do I need UNCRITM1023 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need UNCRITM1023.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

What is the best way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.