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SWIFT/BIC code UNCRITM1025

UNCRITM1025 belongs to Unicredit SPA in Chiari, Italy.

UNCRITM1025

Code details

SWIFT/BIC codeUNCRITM1025
8-character codeUNCRITM1
Branch code025
BankUnicredit SPA
BranchChiari Mellini
CityChiari
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
025 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC UNCRITM1025?

UNCRITM1025 is the SWIFT/BIC code of Chiari Mellini, a branch or department of Unicredit SPA in Chiari, Italy. Only use it if the account is held at this specific branch.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Do I need UNCRITM1025 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need UNCRITM1025.

How long does it take to send money to Unicredit SPA in Italy?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Can I use UNCRITM1 instead of UNCRITM1025?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1025 points to Chiari Mellini. Most international transfers work with the head office code, yet use UNCRITM1025 if the recipient asks for it.

What do the letters in UNCRITM1025 mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 025 is the code of the branch Chiari Mellini.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.