SWIFT/BIC code UNCRITM1045
UNCRITM1045 belongs to Unicredit SPA in Ferrara, Italy.
Code details
| SWIFT/BIC code | UNCRITM1045 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | 045 |
| Bank | Unicredit SPA |
| Branch | Ferrara Martiri |
| City | Ferrara |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- 045 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC UNCRITM1045?
UNCRITM1045 is the SWIFT/BIC code of Ferrara Martiri, a unit of Unicredit SPA in Ferrara, Italy. Only use it if the recipient or their bank explicitly asks for it.
What does each part of UNCRITM1045 stand for?
UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and 045 is the code of the branch Ferrara Martiri.
What is the cheapest way to send money to Unicredit SPA?
Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.
Has Unicredit SPA got other SWIFT/BIC codes?
Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.
Do I need UNCRITM1045 for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you still need UNCRITM1045.
How long does it take to send money to Unicredit SPA in Italy?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.