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SWIFT/BIC code UNCRITM1049

UNCRITM1049 belongs to Unicredit SPA in Paullo, Italy.

UNCRITM1049

Code details

SWIFT/BIC codeUNCRITM1049
8-character codeUNCRITM1
Branch code049
BankUnicredit SPA
BranchPaullo
CityPaullo
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
049 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code UNCRITM1049?

UNCRITM1049 is the SWIFT/BIC code of Paullo, a unit of Unicredit SPA in Paullo, Italy. Only use it if the account is held at this specific branch.

What is the best way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Do I need UNCRITM1049 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1049.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.

What happens if I use UNCRITM1049 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1049 with the recipient before sending.

Can I use UNCRITM1 instead of UNCRITM1049?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1049 points to Paullo. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1049.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.