SWIFT/BIC code UNCRITM104Y

UNCRITM104Y belongs to Unicredit SPA in Alpignano, Italy.

UNCRITM104Y

Code details

SWIFT/BIC codeUNCRITM104Y
8-character codeUNCRITM1
Branch code04Y
BankUnicredit SPA
BranchAlpignano
CityAlpignano
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
04Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code UNCRITM104Y?

UNCRITM104Y is the SWIFT/BIC code of Alpignano, part of Unicredit SPA in Alpignano, Italy. Use this branch code only when the account is held at this specific branch.

What happens if I use UNCRITM104Y with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM104Y with the recipient before you confirm.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM104Y to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you still need UNCRITM104Y.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

What does each part of UNCRITM104Y stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and 04Y identifies the branch Alpignano.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.