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SWIFT/BIC code UNCRITM105Y

UNCRITM105Y belongs to Unicredit SPA in Aosta, Italy.

UNCRITM105Y

Code details

SWIFT/BIC codeUNCRITM105Y
8-character codeUNCRITM1
Branch code05Y
BankUnicredit SPA
BranchAosta
CityAosta
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
05Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code UNCRITM105Y?

UNCRITM105Y identifies Aosta, a unit of Unicredit SPA in Aosta, Italy. Use this branch code only when the account is held at this specific branch.

What does each part of UNCRITM105Y stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and 05Y identifies the department Aosta.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.

Can I use UNCRITM1 instead of UNCRITM105Y?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM105Y points to Aosta. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM105Y.

Do I need UNCRITM105Y for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you still need UNCRITM105Y.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.