SWIFT/BIC code UNCRITM10AQ
UNCRITM10AQ belongs to Unicredit SPA in Ala, Italy.
Code details
| SWIFT/BIC code | UNCRITM10AQ |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | 0AQ |
| Bank | Unicredit SPA |
| Branch | Ala |
| City | Ala |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- 0AQ Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code UNCRITM10AQ?
UNCRITM10AQ identifies Ala, a unit of Unicredit SPA in Ala, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
Do I need UNCRITM10AQ for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need UNCRITM10AQ.
How long does a transfer to Unicredit SPA take in Italy?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
What does each part of UNCRITM10AQ stand for?
UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and 0AQ identifies the branch Ala.
What happens if I enter UNCRITM10AQ incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM10AQ against the details from Unicredit SPA before sending.
What is the best way to send money to Unicredit SPA?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.