SWIFT/BIC code UNCRITM10J1
UNCRITM10J1 belongs to Unicredit SPA in Carpi, Italy.
Code details
| SWIFT/BIC code | UNCRITM10J1 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | 0J1 |
| Bank | Unicredit SPA |
| Branch | Carpi P.zza Martiri |
| City | Carpi |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- 0J1 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind BIC UNCRITM10J1?
UNCRITM10J1 identifies Carpi P.zza Martiri, a branch or department of Unicredit SPA in Carpi, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What happens if I use UNCRITM10J1 with a typo?
Your transfer can bounce, get stuck or cost extra. Always check UNCRITM10J1 with the recipient before you confirm.
Do I need UNCRITM10J1 for a euro transfer to Italy?
Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need UNCRITM10J1.
How long does it take to send money to Unicredit SPA?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
Can I use UNCRITM1 instead of UNCRITM10J1?
UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM10J1 is Carpi P.zza Martiri. Most international transfers work with the head office code, yet use UNCRITM10J1 if the recipient asks for it.
What is the best way to send money to Unicredit SPA in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.