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SWIFT/BIC code UNCRITM10J3

UNCRITM10J3 belongs to Unicredit SPA in Novi di Modena, Italy.

UNCRITM10J3

Code details

SWIFT/BIC codeUNCRITM10J3
8-character codeUNCRITM1
Branch code0J3
BankUnicredit SPA
BranchNovi di Modena
CityNovi di Modena
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
0J3 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code UNCRITM10J3?

The code UNCRITM10J3 belongs to Novi di Modena, a branch or department of Unicredit SPA in Novi di Modena, Italy. Use this branch code only when the account is held at this specific branch.

Do I need UNCRITM10J3 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM10J3.

Can I use UNCRITM1 instead of UNCRITM10J3?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM10J3 points to Novi di Modena. Most international transfers work with the head office code, but use UNCRITM10J3 if the recipient asks for it.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

What happens if I enter UNCRITM10J3 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM10J3 against the details from Unicredit SPA before you confirm.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.