GoldexPay
Language: EN
English Nederlands Deutsch Français Español

SWIFT/BIC code UNCRITM10J4

UNCRITM10J4 belongs to Unicredit SPA in Fossoli, Italy.

UNCRITM10J4

Code details

SWIFT/BIC codeUNCRITM10J4
8-character codeUNCRITM1
Branch code0J4
BankUnicredit SPA
BranchCarpi Fossoli
CityFossoli
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
0J4 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM10J4?

The code UNCRITM10J4 belongs to Carpi Fossoli, a unit of Unicredit SPA in Fossoli, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I use UNCRITM10J4 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM10J4 with the recipient before you confirm.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need UNCRITM10J4 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM10J4.

What does each part of UNCRITM10J4 stand for?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and 0J4 identifies the department Carpi Fossoli.

Can I use UNCRITM1 instead of UNCRITM10J4?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM10J4 points to Carpi Fossoli. For a normal transfer the head office code is usually fine, but use UNCRITM10J4 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.