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SWIFT/BIC code UNCRITM1103

UNCRITM1103 belongs to Unicredit SPA in Genova, Italy.

UNCRITM1103

Code details

SWIFT/BIC codeUNCRITM1103
8-character codeUNCRITM1
Branch code103
BankUnicredit SPA
BranchGenova Gastaldi
CityGenova
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
103 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code UNCRITM1103?

The code UNCRITM1103 belongs to Genova Gastaldi, a branch or department of Unicredit SPA in Genova, Italy. Only use it if the recipient or their bank explicitly asks for it.

What happens if I enter UNCRITM1103 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1103 against the details from Unicredit SPA before sending.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

Do I need UNCRITM1103 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need UNCRITM1103.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Can I use UNCRITM1 instead of UNCRITM1103?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1103 is Genova Gastaldi. Most international transfers work with the head office code, but use UNCRITM1103 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.