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SWIFT/BIC code UNCRITM110Y

UNCRITM110Y belongs to Unicredit SPA in Ivrea, Italy.

UNCRITM110Y

Code details

SWIFT/BIC codeUNCRITM110Y
8-character codeUNCRITM1
Branch code10Y
BankUnicredit SPA
BranchIvrea
CityIvrea
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
10Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC UNCRITM110Y?

UNCRITM110Y is the SWIFT/BIC code of Ivrea, part of Unicredit SPA in Ivrea, Italy. Only use it if the recipient or their bank explicitly asks for it.

What do the letters in UNCRITM110Y mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 10Y identifies the branch Ivrea.

What is the cheapest way to send money to Unicredit SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

Can I use UNCRITM1 instead of UNCRITM110Y?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM110Y is Ivrea. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM110Y.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Do I need UNCRITM110Y to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you still need UNCRITM110Y.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.