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SWIFT/BIC code UNCRITM1121

UNCRITM1121 belongs to Unicredit SPA in Finale Ligure, Italy.

UNCRITM1121

Code details

SWIFT/BIC codeUNCRITM1121
8-character codeUNCRITM1
Branch code121
BankUnicredit SPA
BranchFinale Ligure
CityFinale Ligure
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
121 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM1121?

The code UNCRITM1121 belongs to Finale Ligure, part of Unicredit SPA in Finale Ligure, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need UNCRITM1121 to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need UNCRITM1121.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 2–4 business days.

What happens if I enter UNCRITM1121 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1121 with the recipient before sending.

What is the cheapest way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

Can I use UNCRITM1 instead of UNCRITM1121?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1121 points to Finale Ligure. Most international transfers work with the head office code, but use UNCRITM1121 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.