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SWIFT/BIC code UNCRITM113Y

UNCRITM113Y belongs to Unicredit SPA in Torino, Italy.

UNCRITM113Y

Code details

SWIFT/BIC codeUNCRITM113Y
8-character codeUNCRITM1
Branch code13Y
BankUnicredit SPA
BranchTorino Francia
CityTorino
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
13Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UNCRITM113Y?

UNCRITM113Y identifies Torino Francia, part of Unicredit SPA in Torino, Italy. Use this branch code only when the account is held at this specific branch.

What happens if I use UNCRITM113Y with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM113Y against the details from Unicredit SPA before sending.

What is the cheapest way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

What does each part of UNCRITM113Y mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and 13Y identifies the department Torino Francia.

Can I use UNCRITM1 instead of UNCRITM113Y?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM113Y is Torino Francia. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM113Y.

Do I need UNCRITM113Y to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM113Y.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.