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SWIFT/BIC code UNCRITM1163

UNCRITM1163 belongs to Unicredit SPA in Sarzana, Italy.

UNCRITM1163

Code details

SWIFT/BIC codeUNCRITM1163
8-character codeUNCRITM1
Branch code163
BankUnicredit SPA
BranchSarzana Sobborgo Emiliano
CitySarzana
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
163 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC UNCRITM1163?

UNCRITM1163 identifies Sarzana Sobborgo Emiliano, a unit of Unicredit SPA in Sarzana, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I use UNCRITM1163 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1163 against the details from Unicredit SPA before you confirm.

What is the cheapest way to send money to Unicredit SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

What do the letters in UNCRITM1163 mean?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 163 identifies the branch Sarzana Sobborgo Emiliano.

Do I need UNCRITM1163 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need UNCRITM1163.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.