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SWIFT/BIC code UNCRITM1178

UNCRITM1178 belongs to Unicredit SPA in Chiusa Sclafani, Italy.

UNCRITM1178

Code details

SWIFT/BIC codeUNCRITM1178
8-character codeUNCRITM1
Branch code178
BankUnicredit SPA
BranchChiusa Sclafani
CityChiusa Sclafani
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
178 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM1178?

The code UNCRITM1178 belongs to Chiusa Sclafani, a unit of Unicredit SPA in Chiusa Sclafani, Italy. Only use it if the recipient or their bank explicitly asks for it.

What is the best way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

Do I need UNCRITM1178 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need UNCRITM1178.

How long does it take to send money to Unicredit SPA in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What happens if I use UNCRITM1178 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1178 against the details from Unicredit SPA before you confirm.

Can I use UNCRITM1 instead of UNCRITM1178?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1178 is Chiusa Sclafani. Most international transfers work with the head office code, yet use UNCRITM1178 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.