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SWIFT/BIC code UNCRITM1185

UNCRITM1185 belongs to Unicredit SPA in Albenga, Italy.

UNCRITM1185

Code details

SWIFT/BIC codeUNCRITM1185
8-character codeUNCRITM1
Branch code185
BankUnicredit SPA
BranchAlbenga
CityAlbenga
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
185 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code UNCRITM1185?

The code UNCRITM1185 belongs to Albenga, a unit of Unicredit SPA in Albenga, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need UNCRITM1185 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1185.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.

What happens if I enter UNCRITM1185 with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM1185 against the details from Unicredit SPA before sending.

What do the letters in UNCRITM1185 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the location code and 185 is the code of the department Albenga.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.