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SWIFT/BIC code UNCRITM1196

UNCRITM1196 belongs to Unicredit SPA in Bovezzo, Italy.

UNCRITM1196

Code details

SWIFT/BIC codeUNCRITM1196
8-character codeUNCRITM1
Branch code196
BankUnicredit SPA
BranchBovezzo
CityBovezzo
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
196 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code UNCRITM1196?

UNCRITM1196 identifies Bovezzo, a branch or department of Unicredit SPA in Bovezzo, Italy. Only use it if the account is held at this specific branch.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes, our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

Do I need UNCRITM1196 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1196.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Can I use UNCRITM1 instead of UNCRITM1196?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1196 is Bovezzo. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1196.

What happens if I use UNCRITM1196 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1196 against the details from Unicredit SPA before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.