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SWIFT/BIC code UNCRITM1235

UNCRITM1235 belongs to Unicredit SPA in Milano, Italy.

UNCRITM1235

Code details

SWIFT/BIC codeUNCRITM1235
8-character codeUNCRITM1
Branch code235
BankUnicredit SPA
BranchMilano Bausan
CityMilano
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
235 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UNCRITM1235?

UNCRITM1235 is the SWIFT/BIC code of Milano Bausan, part of Unicredit SPA in Milano, Italy. Use this branch code only when the account is held at this specific branch.

What happens if I enter UNCRITM1235 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1235 against the details from Unicredit SPA before sending.

What is the cheapest way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

What does each part of UNCRITM1235 mean?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 235 is the code of the department Milano Bausan.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

Do I need UNCRITM1235 for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1235.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.