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SWIFT/BIC code UNCRITM1239

UNCRITM1239 belongs to Unicredit SPA in Milano, Italy.

UNCRITM1239

Code details

SWIFT/BIC codeUNCRITM1239
8-character codeUNCRITM1
Branch code239
BankUnicredit SPA
BranchMilano Istria
CityMilano
CountryItaly

The way the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
239 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC UNCRITM1239?

UNCRITM1239 identifies Milano Istria, part of Unicredit SPA in Milano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA in Italy?

Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.

What does each part of UNCRITM1239 mean?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 239 identifies the branch Milano Istria.

Can I use UNCRITM1 instead of UNCRITM1239?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1239 points to Milano Istria. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1239.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1239 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need UNCRITM1239.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.