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SWIFT/BIC code UNCRITM1243

UNCRITM1243 belongs to Unicredit SPA in Milano, Italy.

UNCRITM1243

Code details

SWIFT/BIC codeUNCRITM1243
8-character codeUNCRITM1
Branch code243
BankUnicredit SPA
BranchMilano Baggio
CityMilano
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
243 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses BIC UNCRITM1243?

UNCRITM1243 is the SWIFT/BIC code of Milano Baggio, part of Unicredit SPA in Milano, Italy. Use this branch code only when the account is held at this specific branch.

Can I use UNCRITM1 instead of UNCRITM1243?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM1243 is Milano Baggio. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1243.

What do the letters in UNCRITM1243 stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and 243 is the code of the department Milano Baggio.

Has Unicredit SPA got more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

Do I need UNCRITM1243 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you still need UNCRITM1243.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.