SWIFT/BIC code UNCRITM1248

UNCRITM1248 belongs to Unicredit SPA in Milano, Italy.

UNCRITM1248

Code details

SWIFT/BIC codeUNCRITM1248
8-character codeUNCRITM1
Branch code248
BankUnicredit SPA
BranchMilano Chiaradia
CityMilano
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
248 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC UNCRITM1248?

UNCRITM1248 is the SWIFT/BIC code of Milano Chiaradia, a branch or department of Unicredit SPA in Milano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of UNCRITM1248 mean?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and 248 identifies the branch Milano Chiaradia.

What happens if I enter UNCRITM1248 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1248 with the recipient before sending.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1248 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need UNCRITM1248.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes – we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.