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SWIFT/BIC code UNCRITM124C

UNCRITM124C belongs to Unicredit SPA in Milano, Italy.

UNCRITM124C

Code details

SWIFT/BIC codeUNCRITM124C
8-character codeUNCRITM1
Branch code24C
BankUnicredit SPA
BranchMilano Quarto Oggiaro
CityMilano
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
24C Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC UNCRITM124C?

UNCRITM124C identifies Milano Quarto Oggiaro, part of Unicredit SPA in Milano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

Can I use UNCRITM1 instead of UNCRITM124C?

UNCRITM1 is the main office of Unicredit SPA, while UNCRITM124C is Milano Quarto Oggiaro. For a normal transfer the head office code is usually fine, yet use UNCRITM124C if the recipient asks for it.

What is the best way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send.

Do I need UNCRITM124C to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need UNCRITM124C.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

What happens if I use UNCRITM124C with a typo?

The payment may be delayed, returned or charged extra fees. Always check UNCRITM124C with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.