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SWIFT/BIC code UNCRITM1285

UNCRITM1285 belongs to Unicredit SPA in Ardea, Italy.

UNCRITM1285

Code details

SWIFT/BIC codeUNCRITM1285
8-character codeUNCRITM1
Branch code285
BankUnicredit SPA
BranchArdea Pepe
CityArdea
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
285 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC UNCRITM1285?

UNCRITM1285 is the SWIFT/BIC code of Ardea Pepe, a branch or department of Unicredit SPA in Ardea, Italy. Use this branch code only when the account is held at this specific branch.

Do I need UNCRITM1285 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need UNCRITM1285.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

What does each part of UNCRITM1285 stand for?

UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the location code and 285 identifies the department Ardea Pepe.

Can I use UNCRITM1 instead of UNCRITM1285?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1285 points to Ardea Pepe. Most international transfers work with the head office code, but use UNCRITM1285 if the recipient asks for it.

What is the cheapest way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.