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SWIFT/BIC code UNCRITM1286

UNCRITM1286 belongs to Unicredit SPA in Ardea, Italy.

UNCRITM1286

Code details

SWIFT/BIC codeUNCRITM1286
8-character codeUNCRITM1
Branch code286
BankUnicredit SPA
BranchArdea Laurentina
CityArdea
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
286 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code UNCRITM1286?

UNCRITM1286 identifies Ardea Laurentina, a unit of Unicredit SPA in Ardea, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA in Italy?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

How long does it take to send money to Unicredit SPA?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Can I use UNCRITM1 instead of UNCRITM1286?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1286 is Ardea Laurentina. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1286.

What do the letters in UNCRITM1286 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 286 identifies the branch Ardea Laurentina.

Do I need UNCRITM1286 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1286.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.