SWIFT/BIC code UNCRITM1294
UNCRITM1294 belongs to Unicredit SPA in Bagnoregio, Italy.
Code details
| SWIFT/BIC code | UNCRITM1294 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | 294 |
| Bank | Unicredit SPA |
| Branch | Bagnoregio |
| City | Bagnoregio |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- 294 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code UNCRITM1294?
UNCRITM1294 is the SWIFT/BIC code of Bagnoregio, a unit of Unicredit SPA in Bagnoregio, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What happens if I enter UNCRITM1294 with a typo?
The payment may be delayed, returned or charged extra fees. Always check UNCRITM1294 with the recipient before sending.
Do I need UNCRITM1294 to send euros to Italy?
Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1294.
How long does a transfer to Unicredit SPA take?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
What is the cheapest way to send money to Unicredit SPA?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.
Can I use UNCRITM1 instead of UNCRITM1294?
UNCRITM1 is the main office of Unicredit SPA, while UNCRITM1294 points to Bagnoregio. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention UNCRITM1294.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.