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SWIFT/BIC code UNCRITM129X

UNCRITM129X belongs to Unicredit SPA in San Bonifacio, Italy.

UNCRITM129X

Code details

SWIFT/BIC codeUNCRITM129X
8-character codeUNCRITM1
Branch code29X
BankUnicredit SPA
BranchSan Bonifacio
CitySan Bonifacio
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
29X Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code UNCRITM129X?

UNCRITM129X identifies San Bonifacio, part of Unicredit SPA in San Bonifacio, Italy. Only use it if the recipient or their bank explicitly asks for it.

What does each part of UNCRITM129X mean?

UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 29X identifies the department San Bonifacio.

What happens if I use UNCRITM129X incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM129X with the recipient before you confirm.

Can I use UNCRITM1 instead of UNCRITM129X?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM129X points to San Bonifacio. For a normal transfer the head office code is usually fine, yet use UNCRITM129X if the recipient asks for it.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

Do I need UNCRITM129X for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need UNCRITM129X.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.