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SWIFT/BIC code UNCRITM1301

UNCRITM1301 belongs to Unicredit SPA in Bergamo, Italy.

UNCRITM1301

Code details

SWIFT/BIC codeUNCRITM1301
8-character codeUNCRITM1
Branch code301
BankUnicredit SPA
BranchBergamo Maj
CityBergamo
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
301 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC UNCRITM1301?

UNCRITM1301 identifies Bergamo Maj, a branch or department of Unicredit SPA in Bergamo, Italy. Only use it if the account is held at this specific branch.

Do I need UNCRITM1301 to send euros to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1301.

What does each part of UNCRITM1301 stand for?

UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the code for the city or region and 301 is the code of the branch Bergamo Maj.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

What is the best way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send – the difference can be large.

What happens if I enter UNCRITM1301 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check UNCRITM1301 with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.