SWIFT/BIC code UNCRITM1316
UNCRITM1316 belongs to Unicredit SPA in Como, Italy.
Code details
| SWIFT/BIC code | UNCRITM1316 |
|---|---|
| 8-character code | UNCRITM1 |
| Branch code | 316 |
| Bank | Unicredit SPA |
| Branch | Como Pontechiasso |
| City | Como |
| Country | Italy |
How the Unicredit SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- UNCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- 316 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC UNCRITM1316?
UNCRITM1316 is the SWIFT/BIC code of Como Pontechiasso, part of Unicredit SPA in Como, Italy. Only use it if the recipient or their bank explicitly asks for it.
What does each part of UNCRITM1316 mean?
UNCR is the bank code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 316 identifies the department Como Pontechiasso.
What is the best way to send money to Unicredit SPA in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.
Do I need UNCRITM1316 to send euros to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need UNCRITM1316.
How long does it take to send money to Unicredit SPA in Italy?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Has Unicredit SPA got more SWIFT/BIC codes?
Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy. All of them are listed on the page of Unicredit SPA.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.