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SWIFT/BIC code UNCRITM131Y

UNCRITM131Y belongs to Unicredit SPA in Negrar, Italy.

UNCRITM131Y

Code details

SWIFT/BIC codeUNCRITM131Y
8-character codeUNCRITM1
Branch code31Y
BankUnicredit SPA
BranchNegrar
CityNegrar
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
31Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code UNCRITM131Y?

UNCRITM131Y identifies Negrar, part of Unicredit SPA in Negrar, Italy. Only use it if the account is held at this specific branch.

What is the cheapest way to send money to Unicredit SPA?

Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

What happens if I enter UNCRITM131Y incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM131Y with the recipient before sending.

Do I need UNCRITM131Y to send euros to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need UNCRITM131Y.

How long does a transfer to Unicredit SPA take?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What does each part of UNCRITM131Y stand for?

UNCR is the institution code of Unicredit SPA, IT stands for Italy, M1 is the location code and 31Y identifies the department Negrar.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.