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SWIFT/BIC code UNCRITM1320

UNCRITM1320 belongs to Unicredit SPA in Cremona, Italy.

UNCRITM1320

Code details

SWIFT/BIC codeUNCRITM1320
8-character codeUNCRITM1
Branch code320
BankUnicredit SPA
BranchCremona Piazza Roma B
CityCremona
CountryItaly

How the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
320 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code UNCRITM1320?

UNCRITM1320 is the SWIFT/BIC code of Cremona Piazza Roma B, a branch or department of Unicredit SPA in Cremona, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What do the letters in UNCRITM1320 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 320 is the code of the department Cremona Piazza Roma B.

What happens if I use UNCRITM1320 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1320 with the recipient before sending.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1320 to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need UNCRITM1320.

What is the cheapest way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.