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SWIFT/BIC code UNCRITM1324

UNCRITM1324 belongs to Unicredit SPA in Caravaggio, Italy.

UNCRITM1324

Code details

SWIFT/BIC codeUNCRITM1324
8-character codeUNCRITM1
Branch code324
BankUnicredit SPA
BranchCaravaggio
CityCaravaggio
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
324 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code UNCRITM1324?

UNCRITM1324 identifies Caravaggio, a unit of Unicredit SPA in Caravaggio, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.

Has Unicredit SPA got other SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. All of them are listed on the page of Unicredit SPA.

What happens if I use UNCRITM1324 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check UNCRITM1324 against the details from Unicredit SPA before sending.

Can I use UNCRITM1 instead of UNCRITM1324?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1324 is Caravaggio. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention UNCRITM1324.

How long does a transfer to Unicredit SPA take?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.