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SWIFT/BIC code UNCRITM1345

UNCRITM1345 belongs to Unicredit SPA in Lodi, Italy.

UNCRITM1345

Code details

SWIFT/BIC codeUNCRITM1345
8-character codeUNCRITM1
Branch code345
BankUnicredit SPA
BranchLodi IV Novembre
CityLodi
CountryItaly

The way the Unicredit SPA SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
345 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC UNCRITM1345?

UNCRITM1345 identifies Lodi IV Novembre, a branch or department of Unicredit SPA in Lodi, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I enter UNCRITM1345 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM1345 against the details from Unicredit SPA before sending.

Can I use UNCRITM1 instead of UNCRITM1345?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM1345 is Lodi IV Novembre. For a normal transfer the head office code is usually fine, but use UNCRITM1345 if the recipient asks for it.

Do I need UNCRITM1345 to send euros to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need UNCRITM1345.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.

What is the cheapest way to send money to Unicredit SPA in Italy?

Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.