SWIFT/BIC code UNCRITM1368

UNCRITM1368 belongs to Unicredit SPA in Morbegno, Italy.

UNCRITM1368

Code details

SWIFT/BIC codeUNCRITM1368
8-character codeUNCRITM1
Branch code368
BankUnicredit SPA
BranchMorbegno
CityMorbegno
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
368 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code UNCRITM1368?

UNCRITM1368 identifies Morbegno, a unit of Unicredit SPA in Morbegno, Italy. Only use it if the account is held at this specific branch.

What is the cheapest way to send money to Unicredit SPA?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

What does each part of UNCRITM1368 mean?

UNCR is the bank code of Unicredit SPA, IT stands for Italy, M1 is the location code and 368 identifies the department Morbegno.

How long does a transfer to Unicredit SPA take in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1368 for a euro transfer to Italy?

Italy belongs to the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you do need UNCRITM1368.

Does Unicredit SPA have more SWIFT/BIC codes?

Yes, we list 3315 SWIFT/BIC codes for Unicredit SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.