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SWIFT/BIC code UNCRITM1397

UNCRITM1397 belongs to Unicredit SPA in Gaeta, Italy.

UNCRITM1397

Code details

SWIFT/BIC codeUNCRITM1397
8-character codeUNCRITM1
Branch code397
BankUnicredit SPA
BranchGaeta
CityGaeta
CountryItaly

How the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
397 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC UNCRITM1397?

UNCRITM1397 is the SWIFT/BIC code of Gaeta, a unit of Unicredit SPA in Gaeta, Italy. Use this branch code only when the account is held at this specific branch.

What is the best way to send money to Unicredit SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

Can I use UNCRITM1 instead of UNCRITM1397?

UNCRITM1 is the head office of Unicredit SPA, while UNCRITM1397 points to Gaeta. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention UNCRITM1397.

How long does it take to send money to Unicredit SPA?

Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM1397 for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM1397.

What do the letters in UNCRITM1397 stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 397 identifies the department Gaeta.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.