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SWIFT/BIC code UNCRITM139X

UNCRITM139X belongs to Unicredit SPA in Milano, Italy.

UNCRITM139X

Code details

SWIFT/BIC codeUNCRITM139X
8-character codeUNCRITM1
Branch code39X
BankUnicredit SPA
BranchMilano Porta Romana
CityMilano
CountryItaly

The way the Unicredit SPA SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
39X Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code UNCRITM139X?

UNCRITM139X identifies Milano Porta Romana, a unit of Unicredit SPA in Milano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Unicredit SPA in Italy?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.

Can I use UNCRITM1 instead of UNCRITM139X?

UNCRITM1 points to the head office of Unicredit SPA, while UNCRITM139X points to Milano Porta Romana. Most international transfers work with the head office code, yet use UNCRITM139X if the recipient asks for it.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need UNCRITM139X to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need UNCRITM139X.

Does Unicredit SPA have other SWIFT/BIC codes?

Yes – our database contains 3315 SWIFT/BIC codes for Unicredit SPA in Italy. You can see them all on the bank page.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.