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SWIFT/BIC code UNCRITM139Y

UNCRITM139Y belongs to Unicredit SPA in Schio, Italy.

UNCRITM139Y

Code details

SWIFT/BIC codeUNCRITM139Y
8-character codeUNCRITM1
Branch code39Y
BankUnicredit SPA
BranchSchio
CitySchio
CountryItaly

How the Unicredit SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

UNCR Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
39Y Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code UNCRITM139Y?

UNCRITM139Y is the SWIFT/BIC code of Schio, a unit of Unicredit SPA in Schio, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I use UNCRITM139Y with a typo?

Your transfer can bounce, get stuck or cost extra. Always check UNCRITM139Y against the details from Unicredit SPA before you confirm.

What do the letters in UNCRITM139Y stand for?

UNCR is the institution code of Unicredit SPA, IT is the ISO code of Italy, M1 is the code for the city or region and 39Y identifies the department Schio.

Can I use UNCRITM1 instead of UNCRITM139Y?

UNCRITM1 points to the main office of Unicredit SPA, while UNCRITM139Y points to Schio. Most international transfers work with the head office code, but use UNCRITM139Y if the recipient asks for it.

Do I need UNCRITM139Y for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need UNCRITM139Y.

How long does a transfer to Unicredit SPA take in Italy?

Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.